Start free. Stay for the clarity.
No ads and no selling your data: you pay for BlueSpend, so BlueSpend works for you. Every account begins with a 30-day free trial and no card. Pick a plan when you're ready, or keep your data in read-only mode.
Basic
Everyday tracking with AI help.
$4.99 / month
or about KES 649 / month
- 100 AI credits every month
- 60 voice notes
- 30 pasted SMS parses
- 10 receipt scans
- Weekly and monthly summaries
Pro
For people who talk to BlueSpend every day.
$12.99 / month
or about KES 1,690 / month
- 400 AI credits every month
- 300 voice notes
- 150 pasted SMS parses
- 50 receipt scans
- 20 on-demand summaries
- Deeper insights and savings plans
Prices are shown in USD with approximate KES equivalents and may vary by store, region and taxes. Final prices are displayed before you subscribe.
Choose Basic if…
You log a few times a day by chat, receipt or pasted SMS and check your weekly summary. At $4.99 a month, it works out to under $60 a year.
Choose Pro if…
You'd rather talk than type. Live voice conversations use about 4 credits a minute, so Pro's 400 monthly credits go much further, and you get deeper insights and savings plans.
Free trial, in detail
30 days of BlueSpend with a starter allowance: 40 AI credits, 20 voice notes, 10 SMS parses, 3 receipt scans and 2 summaries. When it ends, your account becomes read-only. Nothing is deleted.
Need more? Add credits.
Credit packs never replace your plan. They're used after your plan's monthly allowance runs out.
50 credits
$2.99
Valid for 365 days
150 credits
$6.99
Valid for 365 days
400 credits
$14.99
Valid for 365 days
How credits work
Each feature has a free monthly allowance on your plan. Once that's used, the action costs a small number of AI credits. Credits are spent in this order: your plan's monthly credits first, then any credits granted by our team, then purchased packs (those expiring soonest first).
| Action | Typical cost |
|---|---|
| Live voice conversation | ≈ 4 credits per minute |
| Chat message | 0.10 credit |
| Voice note (after free allowance) | 0.10 credit |
| Receipt scan (after free allowance) | 0.20 credit |
| Savings plan | 1.20 credits |
Scheduled weekly and monthly summaries, CSV import assistance and follow-up questions after a parsed entry don't use your credits. Costs for AI calls may be adjusted slightly to reflect the actual processing used.
Billing questions
How do I pay?
On iPhone and Android, subscriptions and credit packs are purchased through the App Store or Google Play. On the web, we plan to support PayPal and M-Pesa Ratiba.
Can I cancel anytime?
Yes. Cancel in your store or account settings and you keep access until the end of the paid period. Your data stays available in read-only mode.
What happens when my credits run out?
Features that use AI will prompt you to top up. Manual entry, viewing your history and your budgets continue to work.
Do you offer refunds?
Purchases made through Apple or Google follow their refund policies. For anything else, email us and we'll help.
Ready to know where your money goes?
Join the early-access list and be first in when BlueSpend lands on iOS and Android.
30-day free trial. No card required.